{"id":233,"date":"2018-06-15T15:47:07","date_gmt":"2018-06-15T08:47:07","guid":{"rendered":"http:\/\/kho3.khomaudeprt.com\/ruttien\/?p=233"},"modified":"2018-06-15T15:47:07","modified_gmt":"2018-06-15T08:47:07","slug":"cong-nghe-va-giai-phap-thanh-toan-dien-tu","status":"publish","type":"post","link":"http:\/\/kho3.khomaudeprt.com\/ruttien\/?p=233","title":{"rendered":"C\u00f4ng ngh\u1ec7 v\u00e0 gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111i\u1ec7n t\u1eed"},"content":{"rendered":"

C\u00f4ng ngh\u1ec7 v\u00e0 gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111i\u1ec7n t\u1eed<\/strong><\/p>\n

\"\"<\/p>\n

Hi\u1ec7n nay, v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a\u00a0c\u00f4ng ngh\u1ec7 m\u1edbi<\/strong>\u00a0r\u1ea5t nhi\u1ec1u ph\u01b0\u01a1ng th\u1ee9c giao d\u1ecbch, mua b\u00e1n \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi n\u00e0y nh\u1eb1m m\u1ee5c \u0111\u00edch \u0111\u01b0a \u0111\u1ebfn s\u1ef1 ti\u1ec7n l\u1ee3i, an to\u00e0n v\u00e0 hi\u1ec7u qu\u1ea3 cho kh\u00e1ch h\u00e0ng. Kh\u00f4ng ch\u1ec9 c\u00e1c h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng Qu\u1ed1c t\u1ebf m\u00e0 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u1ee7a Vi\u1ec7t Nam c\u0169ng \u0111\u00e3 r\u1ea5t nh\u1ea1y b\u00e9n trong vi\u1ec7c \u00e1p d\u1ee5ng\u00a0C\u00f4ng ngh\u1ec7 v\u00e0 gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111i\u1ec7n t\u1eed<\/strong>.<\/p>\n

Gi\u1ea3i ph\u00e1p c\u00f4ng ngh\u1ec7 \u0111\u1ea7u ti\u00ean \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp t\u1edbi trong th\u1eddi \u0111i\u1ec3m hi\u1ec7n nay \u0111\u00f3 ch\u00ednh l\u00e0 vi\u1ec7c t\u1ea1o ra c\u00e1c m\u00e3 QR v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch th\u00f4ng qua\u00a0m\u00e3 QR<\/strong>. Hi\u1ec7n nay\u00a0Vietcombank<\/strong>\u00a0v\u1edbi phi\u00ean b\u1ea3n VCB \u2013 Mobile Banking m\u1edbi \u0111\u00e3 cho ph\u00e9p kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n giao d\u1ecbch chuy\u1ec3n kho\u1ea3n qua QR Pay, thanh to\u00e1n qua c\u1ed5ng VNPAY QR c\u0169ng nh\u01b0 thanh to\u00e1n QR qua m\u00e3 s\u1ea3n ph\u1ea9m. Ngo\u00e0i ra m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0n kh\u00e1c nh\u01b0\u00a0Sacombank<\/strong>\u00a0c\u0169ng \u0111\u00e3 b\u1eaft tay v\u1edbi\u00a0UnionPay Internation<\/strong>\u00a0\u0111\u1ec3 ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 thanh to\u00e1n b\u1eb1ng m\u00e3\u00a0QR Code<\/strong>. D\u1ef1 ki\u1ebfn trong\u00a0Qu\u00fd I\/2018<\/em>\u00a0kh\u00e1ch h\u00e0ng c\u1ee7a\u00a0Shacombank c\u00f3 th\u1ec3 thanh to\u00e1n b\u1eb1ng\u00a0UnionPay QR code<\/strong>\u00a0t\u1ea1i h\u00e0ng tr\u0103m \u0111i\u1ec3m ti\u1ebfp nh\u1eadn thanh to\u00e1n th\u1ebb t\u1ea1i Vi\u1ec7t Nam.<\/p>\n

Gi\u1ea3i ph\u00e1p\u00a0chuy\u1ec3n ti\u1ec1n nhanh<\/strong>\u00a0li\u00ean ng\u00e2n h\u00e0ng<\/strong>\u00a024\/7<\/strong>. Giao d\u1ecbch chuy\u1ec3n ti\u1ec1n nhanh li\u00ean ng\u00e2n h\u00e0ng 24\/7 x\u1eed l\u00fd theo th\u1eddi gian th\u1ef1c, ng\u01b0\u1eddi nh\u1eadn s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n ngay sau khi ng\u01b0\u1eddi g\u1eedi ho\u00e0n t\u1ea5t giao d\u1ecbch. Hi\u1ec7n nay r\u1ea5t nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 tham gia m\u1ea1ng thanh to\u00e1n\u00a0Napas\u00a0<\/strong>(C\u00f4ng ty CP Thanh to\u00e1n Qu\u1ed1c gia Vi\u1ec7t Nam)<\/em>. C\u1ee5 th\u1ec3 nh\u01b0 vi\u1ec7c th\u00f4ng qua c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 li\u00ean k\u1ebft v\u1edbi Napas kh\u00e1ch h\u00e0ng l\u00e0 ch\u1ee7 th\u1ebb, ch\u1ee7 t\u00e0i kho\u1ea3n c\u00f3 th\u1ec3 chuy\u1ec3n ti\u1ec1n nhanh li\u00ean ng\u00e2n h\u00e0ng \u0111\u1ebfn th\u1ebb, t\u00e0i kho\u1ea3n th\u1ee5 h\u01b0\u1edfng m\u1edf t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng th\u00e0nh vi\u00ean \u0111\u00e3 tham gia d\u1ecbch v\u1ee5 c\u1ee7a Napas. \u0110i\u1ec3n h\u00ecnh nh\u01b0,\u00a0Ng\u00e2n h\u00e0ng C\u00f4ng nghi\u1ec7p H\u00e0n Qu\u1ed1c<\/strong>\u00a0chi nh\u00e1nh H\u00e0 N\u1ed9i (IBK H\u00e0 N\u1ed9i<\/strong>) \u0111ang ph\u1ed1i h\u1ee3p v\u1edbi\u00a0Napas<\/strong>\u00a0tri\u1ec3n khai d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n nhanh li\u00ean ng\u00e2n h\u00e0ng 24\/7.<\/p>\n

Ti\u1ebfp theo \u0111\u00f3 ch\u00ednh l\u00e0 c\u00f4ng ngh\u1ec7 d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng ph\u00e1t tri\u1ec3n\u00a0Smart Phone<\/strong>, c\u00f4ng ngh\u1ec7 thanh to\u00e1n d\u1ef1a tr\u00ean ph\u01b0\u01a1ng th\u1ee9c x\u00e1c th\u1ef1c b\u1eb1ng\u00a0OTP<\/strong>\u00a0th\u00f4ng qua SMS, b\u1eb1ng\u00a0v\u00e2n tay\u00a0<\/strong>(Touch ID) v\u00e0 th\u1eadm ch\u00ed b\u1eb1ngkhu\u00f4n m\u1eb7t<\/strong>\u00a0(Face ID) tr\u00ean \u0111i\u1ec7n tho\u1ea1i trong c\u00e1c giao d\u1ecbch ng\u00e2n h\u00e0ng. Ngo\u00e0i c\u00e1c c\u00f4ng ngh\u1ec7 hi\u1ec7n h\u1eefu, m\u1ed9t s\u1ed1 \u00fd t\u01b0\u1edfng m\u1edbi c\u0169ng \u0111\u01b0\u1ee3c \u0111\u01b0a ra nghi\u00ean c\u1ee9u v\u00e0 th\u00ed \u0111i\u1ec3m \u1ee9ng d\u1ee5ng nh\u01b0 c\u00f4ng ngh\u1ec7\u00a0Blockchain<\/strong>\u00a0nh\u1eb1m t\u1ed1i \u01b0u v\u00e0 b\u1ea3o m\u1eadt vi\u1ec7c chuy\u1ec3n ti\u1ec1n xuy\u00ean bi\u00ean gi\u1edbi. Blockchain l\u00e0 c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn cho ph\u00e9p truy\u1ec1n t\u1ea3i d\u1eef li\u1ec7u an to\u00e0n d\u1ef1a v\u00e0o c\u01a1 ch\u1ebf m\u00e3 h\u00f3a ph\u1ee9c t\u1ea1p, b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng nhi\u1ec1u\u00a0n\u00fat \u0111\u1ed9c l\u1eadp<\/strong>\u00a0c\u00f3 kh\u1ea3 n\u0103ng x\u00e1c th\u1ef1c th\u00f4ng tin m\u00e0 kh\u00f4ng \u0111\u00f2i h\u1ecfi m\u1ed9t trung gian \u0111\u01b0\u1ee3c tin t\u01b0\u1edfng gi\u1ed1ng nh\u01b0 c\u00e1c h\u1ec7 th\u1ed1ng kh\u00e1c. Hi\u1ec7n nay, C\u00e1c c\u00f4ng ty h\u00e0ng \u0111\u1ea7u trong l\u0129nh v\u1ef1c thanh to\u00e1n c\u1ee7a 12 n\u01b0\u1edbc trong khu v\u1ef1c ch\u00e2u \u00c1\u00a0(APN)<\/strong>\u00a0l\u00e0\u00a0NETS<\/strong>(Singapore),\u00a0KFTC<\/strong>\u00a0(H\u00e0n Qu\u1ed1c),\u00a0MEPS v\u00e0 MyClear<\/strong>\u00a0(Malaysia),\u00a0ITMX<\/strong>\u00a0(Th\u00e1i Lan),\u00a0NTT Data<\/strong>\u00a0(Nh\u1eadt B\u1ea3n),\u00a0Artajasa v\u00e0 Rintis<\/strong>\u00a0(Indonesia),\u00a0Bancnet v\u00e0 MegaLink<\/strong>\u00a0(Philipine),\u00a0UnionPay<\/strong>\u00a0(Trung Qu\u1ed1c),\u00a0SPS<\/strong>(Australia),\u00a0Paymark<\/strong>\u00a0(New Zealand) v\u00e0\u00a0Napas<\/strong>\u00a0(Vi\u1ec7t Nam) c\u0169ng \u0111ang n\u1ed7 l\u1ef1c nghi\u00ean c\u1ee9u kh\u1ea3 n\u0103ng h\u1ee3p t\u00e1c ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 thanh to\u00e1n di \u0111\u1ed9ng (Mobile Payment<\/strong>) theo th\u1eddi gian th\u1ef1c gi\u1eefa c\u00e1c qu\u1ed1c gia tr\u00ean n\u1ec1n t\u1ea3ng h\u1ea1 t\u1ea7ng chuy\u1ec3n m\u1ea1ch t\u00e0i ch\u00ednh.<\/p>\n

C\u00f4ng ngh\u1ec7 v\u00e0 gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111i\u1ec7n t\u1eed<\/strong>\u00a0s\u1ebd ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n v\u00e0 \u0111\u1ea9y m\u1ea1nh. S\u1ef1 k\u1ebft n\u1ed1i to\u00e0n khu v\u1ef1c v\u00e0 to\u00e0n c\u1ea7u l\u00e0 m\u1ed9t \u0111i\u1ec1u t\u1ea5t y\u1ebfu. Ch\u00fang ta h\u00e3y trang b\u1ecb th\u1eadt nhi\u1ec1u ki\u1ebfn th\u1ee9c c\u0169ng nh\u01b0 hi\u1ec3u bi\u1ebft v\u1ec1 c\u00f4ng ngh\u1ec7 nh\u1eb1m theo k\u1ecbp ti\u1ebfn tr\u00ecnh c\u1ee7a c\u00f4ng ngh\u1ec7 v\u00e0 th\u1eddi \u0111\u1ea1i \u0111\u1ec3 l\u00e0m cho cu\u1ed9c s\u1ed1ng c\u1ee7a ch\u00ednh ch\u00fang ta ng\u00e0y m\u1ed9t tho\u1ea3i m\u00e1i v\u00e0 ti\u1ec7n l\u1ee3i h\u01a1n.<\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00f4ng ngh\u1ec7 v\u00e0 gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111i\u1ec7n t\u1eed Hi\u1ec7n nay, v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a\u00a0c\u00f4ng ngh\u1ec7 m\u1edbi\u00a0r\u1ea5t nhi\u1ec1u ph\u01b0\u01a1ng th\u1ee9c giao d\u1ecbch, mua b\u00e1n \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi n\u00e0y nh\u1eb1m m\u1ee5c \u0111\u00edch \u0111\u01b0a \u0111\u1ebfn s\u1ef1 ti\u1ec7n l\u1ee3i, an to\u00e0n v\u00e0 hi\u1ec7u qu\u1ea3 cho kh\u00e1ch h\u00e0ng. Kh\u00f4ng ch\u1ec9 c\u00e1c h\u1ec7 […]\n","protected":false},"author":1,"featured_media":235,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[],"_links":{"self":[{"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=\/wp\/v2\/posts\/233"}],"collection":[{"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=233"}],"version-history":[{"count":2,"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=\/wp\/v2\/posts\/233\/revisions"}],"predecessor-version":[{"id":665,"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=\/wp\/v2\/posts\/233\/revisions\/665"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=\/wp\/v2\/media\/235"}],"wp:attachment":[{"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=233"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/kho3.khomaudeprt.com\/ruttien\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}